Interest Free Payment in Gem Visa

Gem Visa is a general-purpose credit card. It gives 6 months interest-free on all Visa purchases over $250. It may also be used for long term retail finance in around 2000 participating stores throughout New Zealand.


You must:
Be 18 years or over
Be a permanent resident of New Zealand

Able to supply:

Passport or Driver’ s License
Income and expense details
Employer’ s name and contact details
Your email address 

*Terms and conditions 

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

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