What is Humm?
Humm helps everyday New Zealanders Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can use Humm?
Be 18 years or older.
Be a permanent resident of New Zealand.
Have a permanent job (at least 25 hours a week) or be on a New Zealand Super or Veteran’s Pension.
Be sure you’re not insolvent (or declared bankrupt).
Have a valid New Zealand driver licence or passport.

I want to humm! Where do I start?
This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.
Once you've got the App running, just follow the steps and you'll be good to go.

How do I shop with humm?
Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.

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